The best way to ensure your home buying process is a confident one is to find a real estate pro who will guide you through every aspect of the transaction with ‘the heart of a teacher’ by putting your family’s needs first.
Here are three reasons why working with a real estate pro in addition to a digital search is key:
1. There’s More to Real Estate Than Finding a Home Online
It’s a lonely and complicated trek around the web if you don’t have a real estate professional to also help you through the 230 possible steps you’ll face as you navigate through a real estate transaction. That’s a pretty staggering number! Determining your price, submitting an offer, and successful negotiation are just a few of these key steps in the sequence. You’ll definitely want someone who has been there before to help you through it.
2.You Need a Skilled Negotiator
In today’s market, hiring a talented negotiator could save you thousands, maybe even tens of thousands of dollars. From the original offer to the appraisal and the inspection, many of the intricate steps can get complicated and confusing. You need someone who can keep the deal together until it closes.
3. It’s Crucial to Make a Competitive and Compelling Offer
There’s so much information out there in the news and on the Internet about home sales, prices, and mortgage rates. How do you know what’s specifically going on in your area? How do you know what to offer on your dream home without paying too much or offending the seller with a lowball offer?
Hiring a real estate professional who has his or her finger on the pulse of the market will make your buying experience an informed and educated one. You need someone who is going to tell you the truth, not just what they think you want to hear.
This will help you show you’re serious about buying a home. Even if you’re in a market that’s not as competitive, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach, and help you avoid the disappointment of falling in love with one well outside your price range.
Another reason is that buyers often find they can afford more home than they thought! Remember that what affects you most is the monthly payment you make, not the actual cost of the home. Many lenders have programs to reduce or eliminate Private Mortgage Insurance (on loans with less than 20% down). This may dramatically reduce your monthly payments and allow you to afford a higher priced home.
Lastly, when it comes time to write an offer on a home, you will need a pre-approval letter in order to do so. Sellers want to see the pre-approval letter to make sure that you have financing in place to support your offer.
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